Paynetics taxes and limits
Taxes
| Type of fee | Standard to 31.08.2020 | Standard after 31.08.2020 | Premium to 31.08.2020 | Premium after 31.08.2020 |
|---|---|---|---|---|
| A1 Wallet account creation | Free | Free | Free | Free |
| Monthly fee | 0,00BGN | 0,00BGN | 5,99BGN Free for A1 clients which using mobile services with Extra A1 Wallet Unlimited |
5,99BGN Free for A1 clients which using mobile services with Extra A1 Wallet Unlimited |
| Monthly inactivity fee | 0,00BGN | 0,00BGN | 0,00BGN | 0,00BGN |
| Virtual card MasterCard | Free | 0,00лв | Free | Free |
| Top up with bank transfer | 0,00BGN | 0,00BGN | 0,00BGN | 0,00BGN |
| Top up with card** | 0.9% Min.0,20 BGN Free for the first 12 months | free for first 12m up to 500 BGN, 0,90% after | Free | Free до 1000 BGN, 0,7% after |
| Transfer between A1 Wallet users | Free | Free | Free | Free |
| Payment at POS | Free | Free | Free | Free |
| Online payment | Free | Free | Free | Free |
| Bank transfers | 1 BGN | 1 BGN | Free | 10 free, after that 1BGN per transaction |
| Fees for currency exchange | 2% of the amount | 2% of the amount | 2% of the amount | 2% of the amount |
| Physical Mastercard Issuing and delivery |
9.99 BGN | 9.99 BGN | 9.99 BGN | 9.99 BGN |
| ATM withdrawal | 0.90% | 0.90% | 0.90% | 0.90% |
| Cash-out to your payment card when performed by us | 1,95 BGN | 1,95 BGN | 1,95 BGN | 1,95 BGN |
| Withdrawal to A1 Wallet card (Like from gambling site; not applicable for refund and reversal transactions) |
0.9% of the amount | 0.9% of the amount | 0.9% of the amount | 0.9% of the amount |
Limits Payment transactions
IBAN transfer
| Verification level 1 | Verification level 2 | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Single operation | Daily | Weekly | Monthly | Anually | Single operation | Daily | Weekly | Monthly | Anually | |
| P2P operation | 2 000 BGN | 2 000 BGN | 2 000 BGN | 2 000 BGN | 2 000 BGN | 6 000 BGN | 10 000 BGN | 30 000 BGN | 60 000 BGN | 200 000 BGN |
| 2 000 BGN | 2 000 BGN | 2 000 BGN | 2 000 BGN | 2 000 BGN | 6 000 BGN | 10 000 BGN | 30 000 BGN | 60 000 BGN | 360 000 BGN | |
| Top up with bank transfer | - | - | - | 30 000 BGN | 30 000 BGN | - | - | - | 100 000 BGN | - |
| Top up with debit/credit card | - | - | - | 30 000 BGN | 30 000 BGN | - | - | - | 60 000 BGN | - |
| Total consumption of outbound P2P transfers, out of system transfers and card operations | - | - | - | 30 000 BGN | 30 000 BGN | - | - | - | 100 000 BGN | 360 000 BGN |
| Total consumption of inbound P2P transfers, out of system transfers and card operations | - | - | - | 30 000 BGN | 30 000 BGN | - | - | - | 100 000 BGN | 360 000 BGN |
| Minimum amount to top up an account | 10 BGN | 10 BGN | 10 BGN | 10 BGN | 10 BGN | 10 BGN | 10 BGN | 10 BGN | 10 BGN | 10 BGN |
| Maximum account balance | - | - | - | 30 000 BGN | 30 000 BGN | - | - | - | 100 000 BGN | 360 000 BGN |
Card transaction limits (digital, virtual and physical cards)
| Per transaction | 24 hours limit | 7 days limit | 30 days limit |
|---|---|---|---|
| 10 000 BGN single payment at POS |
20 000 BGN 50 payment at POS for digital and virtual cards and 20 payments at POS for physical cards |
30 000 BGN 120 payments at POS for all kinds of cards |
60 000 BGN 300 payments at POS for all kinds of cards |
| 10 000 BGN single top-up |
20 000 BGN 50 top-ups |
30 000 BGN 100 top-ups |
60 000 BGN 300 top-ups |
| 400 BGN single ATM withdraw |
1 000 BGN 5 ATM withdraws |
4 000 BGN 35 ATM withdraws |
10 000 BGN 90 ATM withdraws |
Verification limits
| Verification limits | Identification requirement |
|---|---|
| 0 BGN (total loaded and/or received funds since your A1 Wallet profile activation) |
Verification level 1 - Verify identity |
| 2 000 BGN Received funds transfer by card or credit transfer |
Verification level 2 - Completion of declaration of origin of funds |
| 30 000 BGN (total loaded and/or received funds within 1 month) |
Completion of declaration of origin of funds |